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How much are you spending on your commute to work? Whether moving, considering a new job, weighing the benefits of tele-commuting, or just curious what you're spending given the current cost of gas, you'll probably be interested to see how expensive simply getting to work actually is.

It's more expensive than you think!

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Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

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Q	What Hollywood star made the first footprint outside Grauman's Chinese Theater?
A	Norma Talmadge accidentally stepped in wet concrete outside the building in 1927.
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Chris Harvey, REALTOR®, real estate agent and broker for Phoenix, Scottsdale, Gilbert and Chandler, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Harvey
West USA Realty
4505 East Chandler Blvd., Suite 200
Phoenix, AZ 85048
602-703-5757
Fax: 1-888-709-3131
ChrisHarvey@NUMBER1EXPERT.com
Experience Counts! Associate Broker for 20 years with West USA Realty. Specializing in Bank and Lender Owned Property sales. Actively helping relocate Sellers and Buyers in the Arizona marketplace.

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